US 12,169,865 B2
System and method for localized prepaid gift account program utilizing open loop network systems with local merchant approval and branding
Jason Wolfe, Sewickley, PA (US)
Assigned to Blackhawk Network, Inc., Pleasanton, CA (US)
Filed by Blackhawk Network, Inc.
Filed on Jun. 12, 2023, as Appl. No. 18/208,469.
Application 18/208,469 is a continuation of application No. 16/890,206, filed on Jun. 2, 2020, granted, now 11,715,152.
Application 16/890,206 is a continuation of application No. 13/668,971, filed on Nov. 5, 2012, granted, now 10,706,464, issued on Jul. 7, 2020.
Claims priority of provisional application 61/624,065, filed on Apr. 13, 2012.
Prior Publication US 2023/0325913 A1, Oct. 12, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/00 (2023.01)
CPC G06Q 40/00 (2013.01) 23 Claims
OG exemplary drawing
 
1. A method comprising:
identifying, via processor, a request from a customer to purchase an open loop prepaid gift account;
presenting a menu to the customer, from which the customer can select a merchant;
receiving from the customer a selection of the merchant from the menu; and
based on the selection:
presenting the customer with an option to load funds onto the open loop prepaid gift account; and
upon receipt of payment from customer, creating the open loop prepaid gift account and loading the open loop prepaid gift account with an amount of money, wherein information associated with the open loop prepaid gift account is encoded onto a physical card, and wherein merchant information is printed on the physical card according to an authorization from the merchant.