CPC G06Q 40/00 (2013.01) | 23 Claims |
1. A method comprising:
identifying, via processor, a request from a customer to purchase an open loop prepaid gift account;
presenting a menu to the customer, from which the customer can select a merchant;
receiving from the customer a selection of the merchant from the menu; and
based on the selection:
presenting the customer with an option to load funds onto the open loop prepaid gift account; and
upon receipt of payment from customer, creating the open loop prepaid gift account and loading the open loop prepaid gift account with an amount of money, wherein information associated with the open loop prepaid gift account is encoded onto a physical card, and wherein merchant information is printed on the physical card according to an authorization from the merchant.
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